Knoxville Real Estate: Bob Wilbanks

Last updated 01/30/2004

This policy may be updated from time to time, so please check here frequently.

I (Bob Wilbanks) am committed to your privacy and security as a web site user and want to provide you with the best possible experience. I will not disclose your personally identifiable information to any third party without your consent, except as provided herein.

In an effort to provide the highest quality user experience here's how I collect and use information from you:

IP Address - Your IP or "Internet Protocol" address and other site usage data is used to gather broad demographic information. This data helps me serve you by allowing me to understand how visitors use my web sites.

Cookies - My sites use a technology called "cookies," small files stored by your browser to help keep track of your user profile. My cookies do not collect personally identifiable information, nor do I share them with anyone. I may use cookies to remember your personal profile for your convenience, to deliver content specific to your needs and interests. I may also use cookies to track user trends and improve areas of my sites that my users find valuable.

Registration - Some of my sites include registration forms that require users to give contact information (like your name), unique identifiers (such as your email address), and demographic information (like your Zip code or age). Customer contact information is shared only within this web site so that, when possible, you can enjoy member benefits without having to register more than once.

I use customer contact information from registration forms to send you information related to my products and services, if you consent to receiving such mailings. Your contact information may also be used to contact you when necessary for administrative purposes related to your account. I use your email as a unique identifier in my record system, to verify communications from you, and to send you newsletters and promotion offerings that you ask to receive or to tell you about changes to this web site.

Demographic information and site usage data is also collected on my sites. I use this data to tailor your experience, allowing me to provide content related to your preferences and information on products or services I think you may be interested in.

Email Services - If you take advantage of any email notification features on my sites, you will receive email updates as described in the service. This website provides users the opportunity to opt-out of receiving communications from me and my partners. Users can remove their personal information from the database of a particular site by sending a request by email.

Your Security - This web site has security measures to protect against loss, misuse or alteration of your personal information.

Third Party Service Providers - Some of the services available through my family of sites are provided by third parties that have their own privacy policies that may be different than mine. You should review the privacy policy of third parties before providing your personal information to them.

Outside Links - While on this web site, you may be led to other web sites. Please note that other sites may collect data and personal information and operate according to their own privacy practices. Be aware that, once outside of my web site, any information you submit is outside of my control.

Disclosure - To provide you the best products and services, I team with business partners. I may use any information I obtain relating to you for my internal business and marketing purposes. I may disclose any information I obtain relating to you to my business partners. When you indicate that you want to receive a product or service, or information about a product or service, or contact a person or organization, I share the data needed for you to receive what you have indicated. Occasionally, I hire consultants that may need access to my member database to perform their services for me. I require that these business partners agree not to use any member information that they may receive access to.

Choice/Opt-out - This web site provides you the opportunity to opt out of receiving communications from my partners and us. To remove your personal information from one of my web sites, please email a request to me.

Contacting Me - If at any time you feel that this web site has not adhered to this policy, or if you have questions or concerns about my privacy policy, please contact me by email.

This privacy policy does not extend to any information that is inherent in the operation of the Internet, and therefore beyond the control of Bob Wilbanks, and is not to be applied in any manner contrary to applicable law or governmental regulation.

I reserve the right at my discretion to make changes to this policy at any time.

Bob Wilbanks, and his affiliates may disclose your personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the requirements of the law or comply with governmental orders, court orders, or legal process served on Bob Wilbanks, or its affiliates; (2) protect and defend the property or rights of Bob Wilbanks, and his affiliates or the users of this web site.

TERMS OF USE INCLUDING PRIVACY POLICY AGREEMENT

BETWEEN USER AND BOB WILBANKS.

TERMS OF USE

Please read this agreement ("Agreement") carefully before accessing or using this web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Bob Wilbanks, his subsidiaries, business partners, and suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of these Sites constitutes your agreement to all such terms, conditions and notices.

The information and services offered on this Site are provided with the understanding that neither Bob Wilbanks, nor his subsidiaries, business partners, or suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

Bob Wilbanks, his subsidiaries and agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Bob Wilbanks, strives to keep the information on his Site accurate, complete and up-to-date, Bob Wilbanks, and his suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES

You may access, download and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information. If and when requested by Bob Wilbanks, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Bob Wilbanks, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by Bob Wilbanks, his affiliates or his suppliers. © Copyright Bob Wilbanks, 2004. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of Bob Wilbanks.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to Bob Wilbanks, that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

LIABILITY DISCLAIMER

You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither Bob Wilbanks, nor his subsidiaries or affiliates are responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BOB WILBANKS, HIS SUBSIDIARIES, AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL BOB WILBANKS, HIS AFFILIATES AND/OR HIS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF BOB WILBANKS, HIS AFFILIATES OR ANY OF HIS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Bob Wilbanks, his subsidiaries, affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

LINKS TO THIRD PARTY SITES

This Site may contain hyperlinks to web sites operated by parties other than Bob Wilbanks, or his affiliates. Such hyperlinks are provided for your reference only. Bob Wilbanks, does not control such web sites, and is not responsible for their contents. Inclusion of hyperlinks by Bob Wilbanks to such web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. Furthermore, because the privacy policy you just read is applicable only when you are on this Site, once linked to another web site, you should read that siteÕs privacy policy before disclosing any personal information.

CHANGES TO SITE

Bob Wilbanks, his affiliates and/or his suppliers may make improvements or changes in the information, services, products, and other materials on this Site, or terminate this Site, at any time without notice. Bob Wilbanks, may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of Tennessee, without giving effect to any principles of conflicts of law. Failure by Bob Wilbanks, or his affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Bob Wilbanks, and/or his subsidiaries or affiliates and you related to this Agreement shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of Tennessee, County of Knox. Regardless of what state or county you are a resident or a citizen, you consent to personal jurisdiction and venue in a federal or state court of competent jurisdiction in the State of Tennessee, County of Knox.

Bob Wilbanks, logos, product and service names are trademarks owned by licensed to Bob Wilbanks, or his subsidiaries or affiliates (the "Marks"). Without the prior written permission of Bob Wilbanks, or his appropriate subsidiaries or affiliates, you agree not to display or use in any manner, the Marks.

All other trademarks are the property of their respective owners.